Residential Mortgages

Residential Mortgages that Fulfill Your Goals

OWNER-OCCUPIED AND INVESTMENT PROPERTIES
Single Family | Condominiums | 1-4 Units

You need reliable information to make a sound financial decision for your purchase or refinance (and cash out) loan.  We know that. Our process begins by pre-underwriting your qualifications, researching loan products, and providing you with options you may not be aware of. Our goal is to find the mortgage that fits your specific needs — even if you have a challenging issue.

As a mortgage broker, we’re not limited to one company’s products. Our lenders offer a wide range of diverse loan products, including some for those with particular requirements, as:

  • Assets used as income to support income qualification
  • 1% down for home purchase with 2% lender gift, and no mortgage insurance
  • No tax returns — bank statement program
  • Investor program — income based on property cash flow
  • Jumbo loans down to 500 credit score

We know you have busy lives, and we strive to make your days simpler with our timely communications and an effective streamlined loan process, which include:

  • Electronic signatures on application forms
  • Electronic signatures on the final loan documents with some lenders
  • Encrypted links provided to upload requested documentation

In many cases, paystubs, tax returns and bank statements can be obtained by a lender — saving you the hassle of tracking them down.